Bajaj Finance Limited
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
Key metrics
Price as of 2026-07-17
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 6,719 Cr | 7,197 Cr | 7,655 Cr | 8,013 Cr | 8,365 Cr | 8,838 Cr | 9,383 Cr | 9,807 Cr | 10,227 Cr | 10,785 Cr | 11,318 Cr | 11,781 Cr |
| Other income | 3 Cr | 3 Cr | 5 Cr | 6 Cr | 4 Cr | 5 Cr | 23 Cr | 12 Cr | 4 Cr | 2 Cr | 0.69 Cr | 0.71 Cr |
| Net operating income | 6,721 Cr | 7,200 Cr | 7,660 Cr | 8,019 Cr | 8,369 Cr | 8,843 Cr | 9,406 Cr | 9,819 Cr | 10,231 Cr | 10,787 Cr | 11,318 Cr | 11,781 Cr |
| Employee cost | 1,497 Cr | 1,588 Cr | 1,662 Cr | 1,650 Cr | 1,775 Cr | 1,835 Cr | 1,956 Cr | 1,943 Cr | 2,103 Cr | 2,154 Cr | 2,250 Cr | 2,471 Cr |
| Other expenses | 733 Cr | 791 Cr | 848 Cr | 941 Cr | 942 Cr | 965 Cr | 1,007 Cr | 1,025 Cr | 1,001 Cr | 1,048 Cr | 1,053 Cr | 1,029 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 156 Cr | 159 Cr | 176 Cr | 193 Cr | 200 Cr | 210 Cr | 219 Cr | 252 Cr | 251 Cr | 258 Cr | 244 Cr | 256 Cr |
| Profit before tax | 4,548 Cr | 4,758 Cr | 4,894 Cr | 5,102 Cr | 5,263 Cr | 5,398 Cr | 5,762 Cr | 5,639 Cr | 6,367 Cr | 6,605 Cr | 5,429 Cr | 7,400 Cr |
| Tax % | 24.5% | 25.4% | 25.7% | 25.1% | 25.7% | 25.7% | 25.3% | 19.5% | 25.2% | 25.1% | 25.1% | 25.1% |
| Net profit | 3,437 Cr | 3,551 Cr | 3,639 Cr | 3,825 Cr | 3,912 Cr | 4,014 Cr | 4,308 Cr | 4,546 Cr | 4,765 Cr | 4,948 Cr | 4,066 Cr | 5,553 Cr |
| EPS (₹) | ₹56.83 | ₹58.67 | ₹59.42 | ₹61.91 | ₹63.28 | ₹64.66 | ₹68.63 | ₹72.35 | ₹7.57 | ₹7.85 | ₹6.40 | ₹8.79 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 9,725 Cr | 13,497 Cr | 13,889 Cr | 17,522 Cr | — | 29,582 Cr | 36,393 Cr | 44,110 Cr | Sign in for TTM |
| Other income | 17 Cr | 12 Cr | 15 Cr | 8 Cr | 8 Cr | 13 Cr | 41 Cr | 7 Cr | Sign in for TTM |
| Net operating income | 9,742 Cr | 13,509 Cr | 13,904 Cr | 17,530 Cr | 8 Cr | 29,595 Cr | 36,434 Cr | 44,117 Cr | Sign in for TTM |
| Employee cost | 1,941 Cr | 2,549 Cr | 2,499 Cr | 3,590 Cr | 5,059 Cr | 6,396 Cr | 7,508 Cr | 8,979 Cr | Sign in for TTM |
| Other expenses | 1,400 Cr | 1,761 Cr | 1,238 Cr | 1,865 Cr | 2,694 Cr | 3,314 Cr | 3,939 Cr | 4,131 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 144 Cr | 295 Cr | 325 Cr | 385 Cr | 485 Cr | 683 Cr | 881 Cr | 1,009 Cr | Sign in for TTM |
| Profit before tax | 6,179 Cr | 7,322 Cr | 5,992 Cr | 9,504 Cr | 15,526 Cr | 19,302 Cr | 22,062 Cr | 25,800 Cr | Sign in for TTM |
| Tax % | 35.3% | 28.1% | 26.2% | 26.0% | 25.9% | 25.2% | 24.0% | 25.1% | Sign in for TTM |
| Net profit | 3,995 Cr | 5,264 Cr | 4,420 Cr | 7,028 Cr | 11,508 Cr | 14,451 Cr | 16,779 Cr | 19,332 Cr | Sign in for TTM |
| EPS (₹) | ₹69.33 | ₹89.77 | ₹73.58 | ₹116.64 | ₹190.53 | ₹236.89 | ₹268.94 | ₹30.60 | Sign in for TTM |
| Dividend payout % | — | — | — | 8.6% | 10.5% | 12.6% | 13.3% | 18.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 115 Cr | 120 Cr | 120 Cr | 121 Cr | 121 Cr | 124 Cr | 124 Cr | 622 Cr |
| Reserves | 19,582 Cr | 32,208 Cr | 36,798 Cr | 43,592 Cr | 54,251 Cr | 76,572 Cr | 96,569 Cr | 1,13,377 Cr |
| Borrowings | 1,01,588 Cr | — | — | — | — | 2,93,346 Cr | 3,61,249 Cr | 4,35,112 Cr |
| Other liabilities | 2,948 Cr | — | — | — | 2,20,857 Cr | 5,700 Cr | 5,941 Cr | 7,854 Cr |
| Total liabilities | 1,24,233 Cr | — | — | — | 2,75,229 Cr | 3,75,742 Cr | 4,66,127 Cr | 5,59,952 Cr |
| Fixed assets (net) | 527 Cr | — | — | — | 1,677 Cr | 2,358 Cr | 2,689 Cr | 2,851 Cr |
| CWIP | 0.0000 Cr | — | — | — | 15 Cr | 25 Cr | 27 Cr | 62 Cr |
| Investments | 8,599 Cr | — | — | — | — | 30,881 Cr | 34,441 Cr | 30,578 Cr |
| Other assets | 1,152 Cr | — | — | — | 1,551 Cr | 5,768 Cr | 5,556 Cr | 3,805 Cr |
| Total assets | 1,24,233 Cr | — | — | — | 2,75,229 Cr | 3,75,742 Cr | 4,66,127 Cr | 5,59,952 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -37,029 Cr | -42,140 Cr | -72,760 Cr | -68,154 Cr | -65,790 Cr |
| Cash from investing | — | — | — | 6,347 Cr | -10,365 Cr | -7,171 Cr | -2,765 Cr | -3,389 Cr |
| Cash from financing | — | — | — | 32,240 Cr | 50,675 Cr | 82,415 Cr | 70,527 Cr | 67,433 Cr |
| Net cash flow | — | — | — | 1,558 Cr | -1,831 Cr | 2,484 Cr | -392 Cr | -1,746 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -37,404 Cr | -42,623 Cr | -73,364 Cr | -68,739 Cr | -66,350 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 10.5% | 51.9% | 41.7% | 44.0% | 51.6% | 10.3% | 10.2% | 9.9% |
| ROE % | 0.0% | 0.0% | 0.0% | 16.1% | 0.0% | 18.8% | 16.8% | 16.3% |
| Debtor days | 16 | — | — | — | — | 12 | 10 | 8 |
| Inventory days | 0 | — | — | — | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | 16 | — | — | — | 0 | 12 | 10 | 8 |
| Debt / equity | 5.16 | — | — | — | — | 3.82 | 3.74 | 3.82 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 7.83 | 0.00 | 0.00 | 0.00 | -0.05 | 7.48 | 7.50 | 7.77 |
Compare with peers
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