ESAF Small Finance Bank Limited

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Key metrics

Price as of 2026-07-17

Stock price
₹35.20
Market cap
1,815 Cr
P/B
3.52
Dividend yield
2.0%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricMar 2025Jun 2025Sept 2025Dec 2025
Sales1,037 Cr1,023 Cr965 Cr1,163 Cr
Operating expenses (approx.)
EBITDA
OPM %
Other income143 Cr195 Cr145 Cr269 Cr
Interest
Depreciation
Profit before tax
Tax %
Net profit-183 Cr-81 Cr-116 Cr7 Cr
EPS (₹)

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2025TTM
Sales4,329 CrSign in for TTM
Operating expenses (approx.)Sign in for TTM
EBITDASign in for TTM
OPM %Sign in for TTM
Other income467 CrSign in for TTM
InterestSign in for TTM
DepreciationSign in for TTM
Profit before taxSign in for TTM
Tax %Sign in for TTM
Net profit-521 CrSign in for TTM
EPS (₹)Sign in for TTM
Dividend payout %Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2025
Equity capital515 Cr
Reserves1,430 Cr
Borrowings1,406 Cr
Other liabilities23,828 Cr
Total liabilities27,178 Cr
Fixed assets (net)
CWIP
Investments5,995 Cr
Other assets1,351 Cr
Total assets27,178 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2025
Cash from operating activity3,176 Cr
Cash from investing-769 Cr
Cash from financing-1,852 Cr
Net cash flow556 Cr
Free cash flow (OCF − Capex)3,024 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2025
ROCE %-20.7%
ROE %-26.8%
Debtor days
Inventory days
Days payable
Cash conversion cycle
Debt / equity0.72
Current ratio
Net debt / EBITDA

Compare with peers

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