India Shelter Finance Corporation Limited
Financial Services›Financial Services›Finance›Housing Finance Company
Key metrics
Price as of 2026-07-17
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024Standalone only | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 97 Cr | — | — | — | — | 149 Cr | — | — | — | — | — |
| Other income | 7 Cr | 22 Cr | 32 Cr | 9 Cr | 10 Cr | 0.15 Cr | 0.13 Cr | 0.09 Cr | 0.03 Cr | 0.02 Cr | 0.04 Cr |
| Net operating income | 103 Cr | 22 Cr | 32 Cr | 9 Cr | 10 Cr | 149 Cr | 0.13 Cr | 0.09 Cr | 0.03 Cr | 0.02 Cr | 0.04 Cr |
| Employee cost | 43 Cr | 130 Cr | 179 Cr | 53 Cr | 107 Cr | 60 Cr | 62 Cr | 69 Cr | 69 Cr | 80 Cr | 79 Cr |
| Other expenses | 11 Cr | 33 Cr | 45 Cr | 14 Cr | 30 Cr | 16 Cr | 19 Cr | 17 Cr | 20 Cr | 20 Cr | 23 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 2 Cr | 7 Cr | 10 Cr | 3 Cr | 6 Cr | 3 Cr | 3 Cr | 3 Cr | 3 Cr | 3 Cr | 3 Cr |
| Profit before tax | 77 Cr | 220 Cr | 319 Cr | 108 Cr | 225 Cr | 124 Cr | 140 Cr | 155 Cr | 158 Cr | 160 Cr | 180 Cr |
| Tax % | 22.2% | 22.7% | 22.4% | 22.7% | 22.9% | 22.7% | 22.5% | 23.1% | 22.8% | 22.4% | 23.6% |
| Net profit | 60 Cr | 170 Cr | 248 Cr | 84 Cr | 174 Cr | 96 Cr | 108 Cr | 119 Cr | 122 Cr | 124 Cr | 138 Cr |
| EPS (₹) | ₹6.73 | ₹18.90 | ₹26.32 | ₹7.80 | ₹16.20 | ₹8.94 | ₹10.03 | ₹11.07 | ₹11.29 | ₹11.44 | ₹12.66 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|
| Net Interest Income | 414 Cr | — | — | Sign in for TTM |
| Other income | 32 Cr | 10 Cr | 0.19 Cr | Sign in for TTM |
| Net operating income | 446 Cr | 10 Cr | 0.19 Cr | Sign in for TTM |
| Employee cost | 179 Cr | 229 Cr | 298 Cr | Sign in for TTM |
| Other expenses | 45 Cr | 65 Cr | 80 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | Sign in for TTM |
| Depreciation | 10 Cr | 12 Cr | 12 Cr | Sign in for TTM |
| Profit before tax | 319 Cr | 489 Cr | 653 Cr | Sign in for TTM |
| Tax % | 22.4% | 22.8% | 23.0% | Sign in for TTM |
| Net profit | 248 Cr | 378 Cr | 503 Cr | Sign in for TTM |
| EPS (₹) | ₹26.32 | ₹35.18 | ₹46.46 | Sign in for TTM |
| Dividend payout % | 0.0% | 0.0% | 10.7% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Equity capital | 54 Cr | 54 Cr | 54 Cr |
| Reserves | 2,245 Cr | 2,655 Cr | 3,144 Cr |
| Borrowings | 3,385 Cr | 4,919 Cr | 6,065 Cr |
| Other liabilities | 110 Cr | 120 Cr | 351 Cr |
| Total liabilities | 5,794 Cr | 7,748 Cr | 9,615 Cr |
| Fixed assets (net) | 30 Cr | 28 Cr | 27 Cr |
| CWIP | 0.0000 Cr | 0.0000 Cr | 0.0000 Cr |
| Investments | 158 Cr | 315 Cr | 395 Cr |
| Other assets | 112 Cr | 182 Cr | 135 Cr |
| Total assets | 5,794 Cr | 7,748 Cr | 9,615 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Cash from operating activity | -1,463 Cr | -1,435 Cr | -1,199 Cr |
| Cash from investing | -6 Cr | -61 Cr | -91 Cr |
| Cash from financing | 1,220 Cr | 1,566 Cr | 1,238 Cr |
| Net cash flow | -249 Cr | 70 Cr | -53 Cr |
| Free cash flow (OCF − Capex) | -1,469 Cr | -1,444 Cr | -1,211 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| ROCE % | 10.1% | 11.1% | 11.9% |
| ROE % | 0.0% | 0.0% | 0.0% |
| Debtor days | 0 | 0 | 1 |
| Inventory days | 0 | 0 | 0 |
| Days payable | — | — | — |
| Cash conversion cycle | 0 | 0 | 1 |
| Debt / equity | 1.47 | 1.82 | 1.90 |
| Current ratio | — | — | — |
| Net debt / EBITDA | 5.59 | 5.54 | 5.35 |
Compare with peers
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