Indian Overseas Bank

Financial Services›Financial Services›Banks›Public Sector Bank

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Key metrics

Price as of 2026-07-17

Stock price
₹33.85

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricJun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Net Interest Income2,325 Cr4,673 Cr7,073 Cr9,839 Cr2,443 Cr4,983 Cr2,792 Cr3,124 Cr2,748 Cr3,061 Cr3,299 Cr3,470 Cr
Other income807 Cr1,923 Cr3,186 Cr5,665 Cr1,048 Cr2,684 Cr1,299 Cr1,623 Cr1,480 Cr1,365 Cr1,499 Cr1,291 Cr
Net operating income3,132 Cr6,597 Cr10,260 Cr15,504 Cr3,492 Cr7,667 Cr4,091 Cr4,747 Cr4,229 Cr4,427 Cr4,798 Cr4,761 Cr
Employee cost1,216 Cr2,355 Cr3,625 Cr6,143 Cr1,125 Cr2,467 Cr1,070 Cr1,132 Cr1,167 Cr1,172 Cr1,344 Cr1,006 Cr
Other expenses566 Cr1,212 Cr1,824 Cr2,587 Cr675 Cr1,378 Cr754 Cr956 Cr703 Cr853 Cr850 Cr1,090 Cr
Provisions & contingencies838 Cr1,882 Cr2,584 Cr3,351 Cr938 Cr2,084 Cr1,029 Cr1,064 Cr844 Cr672 Cr1,236 Cr1,006 Cr
Depreciation————————————
Profit before tax511 Cr1,146 Cr2,227 Cr3,423 Cr754 Cr1,738 Cr1,239 Cr1,595 Cr1,515 Cr1,729 Cr1,367 Cr1,659 Cr
Tax %1.4%1.3%16.7%22.1%14.0%17.8%29.4%31.6%26.6%29.0%0.2%9.3%
Net profit504 Cr1,131 Cr1,855 Cr2,666 Cr649 Cr1,428 Cr875 Cr1,092 Cr1,112 Cr1,228 Cr1,365 Cr1,505 Cr
EPS (₹)————————————

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income1,611 Cr2,278 Cr9,839 Cr10,899 Cr12,574 CrSign in for TTM
Other income1,505 Cr1,436 Cr5,665 Cr5,607 Cr5,636 CrSign in for TTM
Net operating income3,115 Cr3,714 Cr15,504 Cr16,506 Cr18,210 CrSign in for TTM
Employee cost951 Cr1,099 Cr6,143 Cr4,669 Cr4,689 CrSign in for TTM
Other expenses551 Cr727 Cr2,587 Cr3,087 Cr3,495 CrSign in for TTM
Provisions & contingencies1,014 Cr996 Cr3,351 Cr4,177 Cr3,758 CrSign in for TTM
Depreciation—————Sign in for TTM
Profit before tax600 Cr891 Cr3,423 Cr4,573 Cr6,268 CrSign in for TTM
Tax %8.0%26.4%22.1%25.7%16.9%Sign in for TTM
Net profit552 Cr656 Cr2,666 Cr3,396 Cr5,208 CrSign in for TTM
EPS (₹)—————Sign in for TTM
Dividend payout %0.0%0.0%0.0%0.0%0.0%Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital18,902 Cr18,902 Cr18,902 Cr19,257 Cr19,257 Cr
Reserves1,348 Cr1,382 Cr8,659 Cr12,977 Cr17,734 Cr
Borrowings——30,387 Cr42,228 Cr51,603 Cr
Other liabilities——2,93,921 Cr3,20,247 Cr3,84,202 Cr
Total liabilities——3,51,869 Cr3,94,708 Cr4,72,795 Cr
Fixed assets (net)—————
CWIP—————
Investments——99,194 Cr1,10,588 Cr1,19,285 Cr
Other assets——16,906 Cr18,116 Cr16,606 Cr
Total assets——3,51,869 Cr3,94,708 Cr4,72,795 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity5,539 Cr-15,584 Cr-1,119 Cr2,840 Cr4,780 Cr
Cash from investing-49 Cr-560 Cr-359 Cr-579 Cr-639 Cr
Cash from financing479 Cr13 Cr-528 Cr144 Cr-138 Cr
Net cash flow5,969 Cr-16,131 Cr-2,006 Cr2,405 Cr4,003 Cr
Free cash flow (OCF − Capex)5,483 Cr-16,166 Cr-1,484 Cr2,236 Cr4,134 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %3.2%4.7%-3.9%6.1%7.1%
ROE %2.9%3.5%9.7%10.5%14.1%
Debtor days—————
Inventory days—————
Days payable—————
Cash conversion cycle—————
Debt / equity——1.101.311.40
Current ratio—————
Net debt / EBITDA—————

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