L&T Finance Limited

Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)

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Key metrics

Price as of 2026-07-17

Stock price
₹310.05
Market cap
77,725 Cr
Stock P/E
24.3
P/B
2.77
Dividend yield
0.9%

Sign in for full ratios and TTM. Learn about these metrics →

Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income—————2,237 Cr——————
Other income422 Cr469 Cr475 Cr0.0000 Cr5 Cr8 Cr4 Cr0.03 Cr0.04 Cr3 Cr0.07 Cr0.0000 Cr
Net operating income422 Cr469 Cr475 Cr0.0000 Cr5 Cr2,245 Cr4 Cr0.03 Cr0.04 Cr3 Cr0.07 Cr0.0000 Cr
Employee cost855 Cr1,306 Cr1,806 Cr519 Cr1,068 Cr579 Cr569 Cr552 Cr593 Cr650 Cr660 Cr698 Cr
Other expenses725 Cr1,135 Cr1,587 Cr418 Cr794 Cr442 Cr393 Cr456 Cr424 Cr399 Cr481 Cr506 Cr
Provisions & contingencies————————————
Depreciation58 Cr87 Cr115 Cr28 Cr62 Cr36 Cr41 Cr41 Cr51 Cr58 Cr60 Cr63 Cr
Profit before tax1,511 Cr2,335 Cr3,029 Cr922 Cr1,862 Cr824 Cr806 Cr943 Cr989 Cr992 Cr1,074 Cr1,236 Cr
Tax %25.6%24.4%23.5%25.7%25.8%24.1%21.1%25.7%25.7%25.6%24.7%25.9%
Net profit1,125 Cr1,764 Cr2,317 Cr685 Cr1,382 Cr626 Cr636 Cr701 Cr735 Cr738 Cr809 Cr916 Cr
EPS (₹)₹4.54₹7.11₹9.34₹2.75₹5.54₹2.51₹2.55₹2.81₹2.94₹2.95₹3.22₹3.60

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income4,778 Cr———6,768 Cr7,537 Cr——Sign in for TTM
Other income312 Cr373 Cr402 Cr394 Cr527 Cr475 Cr17 Cr3 CrSign in for TTM
Net operating income5,090 Cr373 Cr402 Cr394 Cr7,295 Cr8,011 Cr17 Cr3 CrSign in for TTM
Employee cost825 Cr1,062 Cr1,007 Cr1,095 Cr1,406 Cr1,806 Cr2,217 Cr2,455 CrSign in for TTM
Other expenses721 Cr817 Cr879 Cr1,065 Cr1,316 Cr1,587 Cr1,629 Cr1,760 CrSign in for TTM
Provisions & contingencies————————Sign in for TTM
Depreciation50 Cr82 Cr87 Cr103 Cr111 Cr115 Cr139 Cr210 CrSign in for TTM
Profit before tax3,052 Cr2,680 Cr1,495 Cr1,223 Cr-557 Cr3,029 Cr3,491 Cr3,998 CrSign in for TTM
Tax %26.9%36.6%36.5%30.6%-31.0%23.5%24.3%25.4%Sign in for TTM
Net profit2,232 Cr1,700 Cr949 Cr1,049 Cr1,536 Cr2,317 Cr2,643 Cr2,983 CrSign in for TTM
EPS (₹)₹11.15₹8.50₹4.49₹4.33₹6.56₹9.34₹10.61₹11.92Sign in for TTM
Dividend payout %———0.0%8.1%21.4%23.5%23.0%Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital1,999 Cr2,005 Cr2,469 Cr2,474 Cr2,480 Cr2,489 Cr2,495 Cr2,504 Cr
Reserves11,672 Cr12,688 Cr16,304 Cr—19,138 Cr21,039 Cr23,069 Cr25,479 Cr
Borrowings35,785 Cr44,523 Cr37,583 Cr39,324 Cr44,140 Cr44,430 Cr61,559 Cr77,146 Cr
Other liabilities56,599 Cr50,314 Cr52,616 Cr65,104 Cr40,605 Cr34,759 Cr33,219 Cr37,025 Cr
Total liabilities1,06,055 Cr1,09,529 Cr1,08,972 Cr1,06,902 Cr1,06,362 Cr1,02,718 Cr1,20,409 Cr1,42,205 Cr
Fixed assets (net)68 Cr———57 Cr355 Cr397 Cr462 Cr
CWIP0.0000 Cr———5 Cr0.0000 Cr0.0000 Cr62 Cr
Investments8,641 Cr5,979 Cr8,872 Cr11,917 Cr14,366 Cr12,385 Cr11,876 Cr10,564 Cr
Other assets1,933 Cr65 Cr47 Cr16 Cr9,115 Cr3,841 Cr3,013 Cr4,591 Cr
Total assets1,06,055 Cr1,09,529 Cr1,08,972 Cr1,06,902 Cr1,06,362 Cr1,02,718 Cr1,20,409 Cr1,42,205 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity———6,078 Cr7,490 Cr673 Cr-16,586 Cr-14,189 Cr
Cash from investing———-5,084 Cr-1,107 Cr849 Cr471 Cr367 Cr
Cash from financing———-3,026 Cr-2,191 Cr-7,037 Cr15,419 Cr15,415 Cr
Net cash flow———-2,032 Cr4,193 Cr-5,515 Cr-697 Cr1,593 Cr
Free cash flow (OCF − Capex)———6,001 Cr7,363 Cr555 Cr-16,782 Cr-14,429 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %19.4%17.2%15.4%16.7%7.2%11.7%10.9%10.2%
ROE %16.3%11.6%5.4%42.4%7.5%9.9%10.3%10.7%
Debtor days32100732
Inventory days0———0000
Days payable————————
Cash conversion cycle32100732
Debt / equity2.663.032.0015.892.051.902.402.75
Current ratio————————
Net debt / EBITDA3.524.334.285.557.265.086.096.65

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