Muthoot Finance Limited
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
Key metrics
Price as of 2026-07-17
Stock price
₹2989.50
Market cap
1,20,019 Cr
Stock P/E
10.9
P/B
3.02
Dividend yield
0.9%
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | — | — | — | — | — | — | — | — | — | — | — |
| Other income | 37 Cr | 63 Cr | 85 Cr | 101 Cr | 19 Cr | 47 Cr | 32 Cr | 31 Cr | 35 Cr | 50 Cr | 52 Cr | 3 Cr |
| Net operating income | 37 Cr | 63 Cr | 85 Cr | 101 Cr | 19 Cr | 47 Cr | 32 Cr | 31 Cr | 35 Cr | 50 Cr | 52 Cr | 3 Cr |
| Employee cost | 427 Cr | 849 Cr | 1,286 Cr | 1,828 Cr | 518 Cr | 1,048 Cr | 580 Cr | 697 Cr | 696 Cr | 727 Cr | 785 Cr | 583 Cr |
| Other expenses | 261 Cr | 563 Cr | 892 Cr | 1,262 Cr | 334 Cr | 708 Cr | 398 Cr | 464 Cr | 414 Cr | 457 Cr | 456 Cr | 677 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 19 Cr | 41 Cr | 65 Cr | 92 Cr | 26 Cr | 51 Cr | 31 Cr | 35 Cr | 35 Cr | 38 Cr | 40 Cr | 24 Cr |
| Profit before tax | 1,407 Cr | 2,877 Cr | 4,411 Cr | 5,997 Cr | 1,646 Cr | 3,447 Cr | 1,886 Cr | 1,932 Cr | 2,654 Cr | 3,244 Cr | 3,822 Cr | 4,584 Cr |
| Tax % | 25.7% | 25.6% | 25.5% | 25.5% | 27.3% | 27.0% | 26.2% | 25.3% | 25.6% | 25.7% | 26.1% | 25.9% |
| Net profit | 1,045 Cr | 2,140 Cr | 3,285 Cr | 4,468 Cr | 1,196 Cr | 2,517 Cr | 1,392 Cr | 1,444 Cr | 1,974 Cr | 2,412 Cr | 2,823 Cr | 3,397 Cr |
| EPS (₹) | ₹25.46 | ₹51.85 | ₹79.34 | ₹107.72 | ₹28.99 | ₹60.67 | ₹35.36 | ₹36.81 | ₹50.22 | ₹60.29 | ₹69.84 | ₹83.43 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019Standalone only | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022Standalone only | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | — | — | — | — | — | — | — | Sign in for TTM |
| Other income | 7 Cr | 23 Cr | 36 Cr | 53 Cr | 77 Cr | 101 Cr | 110 Cr | 54 Cr | Sign in for TTM |
| Net operating income | 7 Cr | 23 Cr | 36 Cr | 53 Cr | 77 Cr | 101 Cr | 110 Cr | 54 Cr | Sign in for TTM |
| Employee cost | 1,013 Cr | 1,208 Cr | 1,189 Cr | 1,239 Cr | 1,488 Cr | 1,828 Cr | 2,325 Cr | 2,791 Cr | Sign in for TTM |
| Other expenses | 741 Cr | 819 Cr | 823 Cr | 875 Cr | 1,035 Cr | 1,262 Cr | 1,570 Cr | 2,004 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 52 Cr | 59 Cr | 67 Cr | 70 Cr | 78 Cr | 92 Cr | 116 Cr | 137 Cr | Sign in for TTM |
| Profit before tax | 3,260 Cr | 4,260 Cr | 5,131 Cr | 5,410 Cr | 4,923 Cr | 5,997 Cr | 7,266 Cr | 14,305 Cr | Sign in for TTM |
| Tax % | 35.5% | 25.6% | 25.6% | 25.5% | 25.5% | 25.5% | 26.3% | 25.9% | Sign in for TTM |
| Net profit | 2,103 Cr | 3,169 Cr | 3,819 Cr | 4,031 Cr | 3,670 Cr | 4,468 Cr | 5,352 Cr | 10,607 Cr | Sign in for TTM |
| EPS (₹) | ₹51.92 | ₹78.30 | ₹94.84 | ₹100.10 | ₹89.99 | ₹107.72 | ₹132.84 | ₹263.79 | Sign in for TTM |
| Dividend payout % | — | — | — | 19.9% | 21.9% | 19.8% | 18.0% | 9.8% | Sign in for TTM |
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Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019Standalone only | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022Standalone only | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 401 Cr | 401 Cr | 401 Cr | 401 Cr | 401 Cr | 401 Cr | 401 Cr | 401 Cr |
| Reserves | 9,531 Cr | 11,428 Cr | 15,174 Cr | 17,943 Cr | 21,751 Cr | 25,353 Cr | 29,592 Cr | 39,373 Cr |
| Borrowings | 18,417 Cr | 26,871 Cr | 31,941 Cr | 37,171 Cr | 40,597 Cr | 50,052 Cr | 74,504 Cr | 1,13,630 Cr |
| Other liabilities | 9,859 Cr | 12,017 Cr | 16,285 Cr | 15,039 Cr | 17,399 Cr | 20,663 Cr | 28,362 Cr | 42,350 Cr |
| Total liabilities | 38,069 Cr | 50,460 Cr | 63,465 Cr | 70,555 Cr | 80,149 Cr | 96,469 Cr | 1,32,860 Cr | 1,95,754 Cr |
| Fixed assets (net) | 187 Cr | 223 Cr | 242 Cr | 264 Cr | 327 Cr | 426 Cr | 621 Cr | 655 Cr |
| CWIP | 23 Cr | 29 Cr | 38 Cr | 46 Cr | 67 Cr | 88 Cr | 13 Cr | 10 Cr |
| Investments | 983 Cr | 1,438 Cr | 1,590 Cr | 1,320 Cr | 546 Cr | 712 Cr | 2,401 Cr | 550 Cr |
| Other assets | 72,769 Cr | 5,509 Cr | 7,120 Cr | 9,181 Cr | 7,780 Cr | 6,055 Cr | 8,179 Cr | 12,626 Cr |
| Total assets | 38,069 Cr | 50,460 Cr | 63,465 Cr | 70,555 Cr | 80,149 Cr | 96,469 Cr | 1,32,860 Cr | 1,95,754 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019Standalone only | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022Standalone only | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -1,373 Cr | -2,804 Cr | -13,754 Cr | -26,376 Cr | -47,393 Cr |
| Cash from investing | — | — | — | 422 Cr | 181 Cr | -47 Cr | 1,791 Cr | 2,458 Cr |
| Cash from financing | — | — | — | 3,222 Cr | 395 Cr | 11,958 Cr | 29,893 Cr | 49,320 Cr |
| Net cash flow | — | — | — | 2,260 Cr | -2,229 Cr | -1,841 Cr | 5,309 Cr | 4,388 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -1,470 Cr | -2,945 Cr | -13,976 Cr | -26,593 Cr | -47,545 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019Standalone only | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022Standalone only | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 58.4% | 62.8% | 59.3% | 2409.3% | 14.4% | 14.9% | 14.0% | 16.5% |
| ROE % | 20.9% | 26.5% | 24.4% | 21.1% | 16.3% | 16.8% | 17.8% | 26.6% |
| Debtor days | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | 9 | — | — | — | — | — | — | — |
| Cash conversion cycle | -8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt / equity | 1.88 | 2.32 | 2.10 | 2.03 | 1.87 | 1.99 | 2.48 | 2.86 |
| Current ratio | 1.34 | — | — | — | — | — | — | — |
| Net debt / EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 3.59 | 3.85 | 4.48 | 3.97 |
Compare with peers
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