PB Fintech Limited

Financial Services›Financial Services›Financial Technology (Fintech)›Financial Technology (Fintech)

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Key metrics

Price as of 2026-07-17

Stock price
₹1574.00
Market cap
72,829 Cr
Stock P/E
94.0
P/B
9.95

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricJun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Sales666 Cr1,477 Cr2,348 Cr3,438 Cr1,010 Cr2,178 Cr1,292 Cr1,508 Cr1,348 Cr1,614 Cr1,771 Cr2,061 Cr
Operating expenses (approx.)652 Cr1,455 Cr2,258 Cr3,243 Cr908 Cr1,977 Cr1,164 Cr1,294 Cr1,215 Cr1,431 Cr1,528 Cr1,739 Cr
EBITDA14 Cr22 Cr91 Cr194 Cr102 Cr200 Cr128 Cr214 Cr133 Cr182 Cr244 Cr323 Cr
OPM %2.1%1.5%3.9%5.7%10.1%9.2%9.9%14.2%9.9%11.3%13.8%15.6%
Other income91 Cr189 Cr282 Cr381 Cr100 Cr206 Cr100 Cr101 Cr99 Cr85 Cr85 Cr104 Cr
Interest6 Cr13 Cr20 Cr26 Cr6 Cr15 Cr9 Cr9 Cr9 Cr9 Cr9 Cr10 Cr
Depreciation20 Cr42 Cr65 Cr89 Cr25 Cr54 Cr34 Cr33 Cr33 Cr34 Cr34 Cr35 Cr
Profit before tax-12 Cr-33 Cr6 Cr79 Cr71 Cr131 Cr85 Cr172 Cr91 Cr139 Cr201 Cr278 Cr
Tax %-2.8%0.0%0.0%16.0%15.3%15.4%15.9%0.5%8.5%5.1%5.8%3.9%
Net profit-12 Cr-33 Cr4 Cr64 Cr60 Cr111 Cr72 Cr171 Cr85 Cr135 Cr189 Cr261 Cr
EPS (₹)₹-0.26₹-0.71₹0.14₹1.50₹1.34₹2.45₹1.57₹3.73₹1.85₹2.94₹4.11₹5.65

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales1,425 Cr2,558 Cr3,438 Cr4,977 Cr6,794 CrSign in for TTM
Operating expenses (approx.)2,202 Cr3,219 Cr3,624 Cr4,435 Cr5,912 CrSign in for TTM
EBITDA-777 Cr-662 Cr-186 Cr542 Cr882 CrSign in for TTM
OPM %-54.5%-25.9%-5.4%10.9%13.0%Sign in for TTM
Other income125 Cr259 Cr381 Cr408 Cr372 CrSign in for TTM
Interest14 Cr21 Cr26 Cr34 Cr37 CrSign in for TTM
Depreciation43 Cr64 Cr89 Cr121 Cr136 CrSign in for TTM
Profit before tax-833 Cr-488 Cr79 Cr387 Cr709 CrSign in for TTM
Tax %0.1%0.0%16.0%8.9%5.3%Sign in for TTM
Net profit-833 Cr-488 Cr64 Cr353 Cr670 CrSign in for TTM
EPS (₹)₹20.34₹-10.97₹1.50₹7.77₹14.58Sign in for TTM
Dividend payout %——0.0%0.0%0.0%Sign in for TTM
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Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital90 Cr90 Cr90 Cr92 Cr93 Cr
Reserves5,322 Cr5,395 Cr5,786 Cr6,346 Cr7,219 Cr
Borrowings—————
Other liabilities504 Cr769 Cr852 Cr1,092 Cr1,389 Cr
Total liabilities5,915 Cr6,254 Cr6,729 Cr7,529 Cr8,707 Cr
Fixed assets (net)—270 Cr315 Cr411 Cr430 Cr
CWIP————0.0000 Cr
Investments—622 Cr1,313 Cr2,158 Cr2,658 Cr
Other assets—4,128 Cr4,828 Cr3,877 Cr4,378 Cr
Total assets5,915 Cr6,254 Cr6,729 Cr7,529 Cr8,707 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-1,568 Cr-299 Cr9 Cr-183 Cr41 Cr
Cash from investing-2,127 Cr41 Cr301 Cr458 Cr214 Cr
Cash from financing3,621 Cr-43 Cr-57 Cr-73 Cr-81 Cr
Net cash flow-73 Cr-300 Cr253 Cr202 Cr174 Cr
Free cash flow (OCF − Capex)-1,601 Cr-359 Cr-55 Cr-280 Cr-38 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %-15.1%-13.2%-4.7%6.5%10.2%
ROE %-15.4%-8.9%1.1%5.5%9.2%
Debtor days—9669——
Inventory days—0000
Days payable—4432——
Cash conversion cycle—533700
Debt / equity—————
Current ratio—7.488.005.134.41
Net debt / EBITDA———-1.03-0.85

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