Repco Home Finance Limited
Financial Services›Financial Services›Finance›Housing Finance Company
Key metrics
Price as of 2026-07-17
Stock price
₹401.15
Market cap
2,510 Cr
Stock P/E
5.3
P/B
0.62
Dividend yield
2.1%
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 364 Cr | 745 Cr | 1,132 Cr | 1,525 Cr | 408 Cr | 823 Cr | 436 Cr | 426 Cr | 436 Cr | 441 Cr | 457 Cr | 454 Cr |
| Operating expenses (approx.) | 38 Cr | 75 Cr | 108 Cr | 136 Cr | 35 Cr | 52 Cr | 36 Cr | 19 Cr | 37 Cr | 50 Cr | 49 Cr | 48 Cr |
| EBITDA | 326 Cr | 670 Cr | 1,024 Cr | 1,389 Cr | 373 Cr | 771 Cr | 400 Cr | 407 Cr | 398 Cr | 391 Cr | 408 Cr | 405 Cr |
| OPM % | 89.5% | 90.0% | 90.5% | 91.1% | 91.5% | 93.7% | 91.8% | 95.5% | 91.4% | 88.6% | 89.3% | 89.4% |
| Other income | 2 Cr | 6 Cr | 12 Cr | 16 Cr | 8 Cr | 17 Cr | 9 Cr | 9 Cr | 5 Cr | 0.61 Cr | 0.20 Cr | 0.65 Cr |
| Interest | 203 Cr | 410 Cr | 625 Cr | 846 Cr | 233 Cr | 473 Cr | 248 Cr | 246 Cr | 244 Cr | 244 Cr | 249 Cr | 247 Cr |
| Depreciation | 4 Cr | 8 Cr | 13 Cr | 18 Cr | 4 Cr | 13 Cr | 9 Cr | 7 Cr | 8 Cr | 8 Cr | 10 Cr | 10 Cr |
| Profit before tax | 120 Cr | 252 Cr | 386 Cr | 525 Cr | 137 Cr | 286 Cr | 144 Cr | 154 Cr | 146 Cr | 139 Cr | 149 Cr | 148 Cr |
| Tax % | 25.6% | 25.7% | 25.8% | 24.8% | 22.8% | 25.0% | 26.0% | 25.4% | 26.2% | 25.6% | 27.0% | 12.9% |
| Net profit | 95 Cr | 199 Cr | 303 Cr | 416 Cr | 113 Cr | 228 Cr | 113 Cr | 121 Cr | 115 Cr | 110 Cr | 115 Cr | 135 Cr |
| EPS (₹) | ₹14.24 | ₹31.74 | ₹48.37 | ₹66.55 | ₹17.99 | ₹36.39 | ₹18.09 | ₹19.29 | ₹18.40 | ₹17.53 | ₹18.45 | ₹21.61 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022Standalone only | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,189 Cr | 1,345 Cr | 1,373 Cr | 1,290 Cr | 1,284 Cr | 1,525 Cr | 1,685 Cr | 1,792 Cr | Sign in for TTM |
| Operating expenses (approx.) | 104 Cr | 147 Cr | 163 Cr | 328 Cr | 182 Cr | 152 Cr | 107 Cr | 190 Cr | Sign in for TTM |
| EBITDA | 1,085 Cr | 1,198 Cr | 1,210 Cr | 962 Cr | 1,101 Cr | 1,372 Cr | 1,578 Cr | 1,603 Cr | Sign in for TTM |
| OPM % | 91.2% | 89.0% | 88.1% | 74.6% | 85.8% | 90.0% | 93.7% | 89.4% | Sign in for TTM |
| Other income | 6 Cr | 6 Cr | 19 Cr | 16 Cr | 15 Cr | 16 Cr | 36 Cr | 2 Cr | Sign in for TTM |
| Interest | 720 Cr | 825 Cr | 807 Cr | 690 Cr | 701 Cr | 846 Cr | 966 Cr | 984 Cr | Sign in for TTM |
| Depreciation | 5 Cr | 13 Cr | 13 Cr | 13 Cr | 15 Cr | 18 Cr | 29 Cr | 36 Cr | Sign in for TTM |
| Profit before tax | 360 Cr | 360 Cr | 390 Cr | 260 Cr | 401 Cr | 525 Cr | 584 Cr | 582 Cr | Sign in for TTM |
| Tax % | 34.8% | 22.2% | 26.2% | 26.2% | 26.1% | 24.8% | 25.4% | 22.9% | Sign in for TTM |
| Net profit | 249 Cr | 298 Cr | 300 Cr | 194 Cr | 316 Cr | 416 Cr | 461 Cr | 475 Cr | Sign in for TTM |
| EPS (₹) | ₹39.81 | ₹47.66 | ₹47.99 | ₹31.03 | ₹50.56 | ₹66.55 | ₹73.76 | ₹75.99 | Sign in for TTM |
| Dividend payout % | — | — | — | 8.1% | 4.9% | 4.1% | 4.1% | 11.2% | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022Standalone only | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 63 Cr | 63 Cr | 63 Cr | 63 Cr | 63 Cr | 63 Cr | 63 Cr | 63 Cr |
| Reserves | 1,495 Cr | 1,767 Cr | 2,050 Cr | 2,227 Cr | 2,527 Cr | 2,923 Cr | 3,364 Cr | 3,978 Cr |
| Borrowings | — | 9,429 Cr | 10,197 Cr | 9,692 Cr | 9,924 Cr | 10,701 Cr | 11,139 Cr | 11,933 Cr |
| Other liabilities | — | 778 Cr | 109 Cr | 70 Cr | 83 Cr | 110 Cr | 150 Cr | 471 Cr |
| Total liabilities | — | 11,994 Cr | 12,366 Cr | 11,997 Cr | 12,596 Cr | 13,674 Cr | 14,716 Cr | 16,444 Cr |
| Fixed assets (net) | — | 14 Cr | 12 Cr | 15 Cr | 16 Cr | 21 Cr | 25 Cr | 27 Cr |
| CWIP | — | — | — | 0.35 Cr | 4 Cr | 4 Cr | 3 Cr | 5 Cr |
| Investments | — | 22 Cr | 22 Cr | 32 Cr | 105 Cr | 123 Cr | 325 Cr | 272 Cr |
| Other assets | — | 324 Cr | 455 Cr | 608 Cr | 351 Cr | 408 Cr | 136 Cr | 287 Cr |
| Total assets | — | 11,994 Cr | 12,366 Cr | 11,997 Cr | 12,596 Cr | 13,674 Cr | 14,716 Cr | 16,444 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022Standalone only | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | 1,379 Cr | 336 Cr | 157 Cr | -610 Cr | -896 Cr |
| Cash from investing | — | — | — | -8 Cr | 160 Cr | -109 Cr | -10 Cr | 59 Cr |
| Cash from financing | — | — | — | -1,219 Cr | -494 Cr | -94 Cr | 408 Cr | 988 Cr |
| Net cash flow | — | — | — | 153 Cr | 2 Cr | -46 Cr | -212 Cr | 151 Cr |
| Free cash flow (OCF − Capex) | — | — | — | 1,369 Cr | 332 Cr | 134 Cr | -633 Cr | -923 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022Standalone only | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 69.3% | 64.8% | 56.7% | 41.5% | 8.7% | 9.9% | 10.6% | 9.8% |
| ROE % | 16.0% | 0.0% | 14.2% | 8.5% | 12.2% | 0.0% | 0.0% | 11.8% |
| Debtor days | — | — | — | 0 | — | — | — | — |
| Inventory days | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt / equity | 0.06 | 0.06 | 0.05 | 0.05 | 3.83 | 3.58 | 3.25 | 2.95 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 8.69 | 7.50 | 6.97 | 7.27 |
Compare with peers
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