Utkarsh Small Finance Bank Limited

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Key metrics

Price as of 2026-07-17

Stock price
₹14.99
Market cap
2,668 Cr
P/B
0.69
Dividend yield
2.1%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricMar 2025Jun 2025Sept 2025Dec 2025
Net Interest Income402 Cr350 Cr348 Cr
Other income287 Cr138 Cr97 Cr81 Cr
Net operating income287 Cr540 Cr448 Cr429 Cr
Employee cost228 Cr236 Cr246 Cr
Other expenses260 Cr220 Cr215 Cr227 Cr
Provisions & contingencies411 Cr462 Cr446 Cr
Depreciation
Profit before tax-319 Cr-465 Cr-491 Cr
Tax %24.9%25.1%23.6%
Net profit3 Cr-239 Cr-348 Cr-375 Cr
EPS (₹)

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2025TTM
Net Interest IncomeSign in for TTM
Other income600 CrSign in for TTM
Net operating income600 CrSign in for TTM
Employee costSign in for TTM
Other expenses770 CrSign in for TTM
Provisions & contingenciesSign in for TTM
DepreciationSign in for TTM
Profit before taxSign in for TTM
Tax %Sign in for TTM
Net profit24 CrSign in for TTM
EPS (₹)Sign in for TTM
Dividend payout %232.2%Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2025
Equity capital1,102 Cr
Reserves1,873 Cr
Borrowings2,355 Cr
Other liabilities22,798 Cr
Total liabilities28,127 Cr
Fixed assets (net)
CWIP
Investments4,958 Cr
Other assets2,638 Cr
Total assets28,127 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2025
Cash from operating activity876 Cr
Cash from investing-777 Cr
Cash from financing310 Cr
Net cash flow409 Cr
Free cash flow (OCF − Capex)97 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2025
ROCE %0.5%
ROE %0.8%
Debtor days
Inventory days
Days payable
Cash conversion cycle
Debt / equity0.79
Current ratio
Net debt / EBITDA

Compare with peers

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